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Since the pandemic started, our work has been so slow it's practically no work at all. We (my husband and I) own a graphic design/web site/marketing company that's been operating since 1990. The bulk of our clients are non-profits or school districts. We do custom web sites, newsletters, advertising, and that kind of stuff. And nobody really wants anything right now. I'm pretty sure when I filed my personal taxes for 2020, I had negative income. That's not going to be helpful in the world of retirement. We've done a couple of catalogs for one client, but it's half the work we normally do. Our school districts by now would have had several newsletters and other projects, but have given us nothing. Our non-profits would be gearing up for spring fundraising galas and annual reports, but there's nothing happening there either. Thank goodness for unemployment, the EIDL and PPP. Without those, we would have been homeless a year ago. I don't like that we've had to go into debt to stay afloat, but it's better than living in a tent somewhere. We do all of our work remotely, so we have had the ability work throughout the last year. We just lack clients. I've been applying for remote work pretty regularly but can't even get an interview. When I got an email last night about a job I applied for, the note on the bottom said there were 526 other applicants. It's tough out there and we're trying to pay off as much as we can and stick as much as we can into a savings account. The largesse of the government won't last forever, but I have no idea how long the work-related impacts will last. Let's hope they end concurrently.
March 17, 2021